It?s usually going to be the case that if a person has an accident and they are found to be at fault, they will end up having to deal with the issue of having a higher rate on their California car insurance, but finding a less expensive premium isn?t impossible and if a driver feels that their insurance carrier has hiked up their insurance too much, it?s very possible to find a lower rate somewhere else. And even though a person might lose their insurance loyalty discount, it?s still possible to obtain a good rate on an insurance premium if enough shopping around is done.
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